Recently updated on May 30th, 2024 at 11:27 am
Good health is one of the biggest blessings that anyone can ever have. It enables them to live life to the fullest and enjoy every second of it. After all, having anything is pointless if you aren’t healthy enough to enjoy it. It is why you will see so many people invest in their health. They do this through specialized care services and even private senior care for the elderly. Another way people can invest long-term in their health is by getting health insurance. A good health insurance plan can enable anyone to be worry-free about their health. This is particularly the case with private health insurance as it allows you a lot of freedom and ease.
In this article, we will discuss the 25 best private health insurance companies in the world.
UnitedHealthcare
United Healthcare is an American-based healthcare and insurance company that is part of one of the biggest companies in the world. They are partnered with over a million healthcare specialists in America alone. They provide a vast range of health plans for everyone, including students and the elderly. They are one of the biggest companies dedicated to senior health care and have provided them with a range of specialized senior care services. They offer many health care incentives like reward systems and are committed to their communities as well. We are positive that you will find a plan suited for yourself.
Anthem
Anthem Inc. is one of the biggest health benefits companies in America. They have such extensive coverage that one in eight Americans receives medical care coverage from one of their plans. They provide a range of health care services, such asÂ
- Dental
- Family planningÂ
- X-rays.Â
Additionally, they provide these services to a host of people like families and the disabled, including long term care for seniors. They even offer Medicaid plans which are suitable for people who are unemployed or generate low income. These plans includeÂ
- Hospital staysÂ
- Doctor visitsÂ
- Laboratory services
- Family planning services.
Aetna
Aetna Inc. is one of the oldest health insurance companies on the planet. It was founded in 1853, since which it has managed to grow its network to more than 20 million members. It is an American company that has pushed for diversity and inclusion to move on from its racist reputation in the distant past. They have done this by developing programs that tackle health conditions commonly seen in minorities. It provides a range of health insurance services that spanÂ
- MedicalÂ
- PharmacyÂ
- DentalÂ
- Behavioral health.Â
They place primary focus on the financial side of the plans to make informed health decisions.
Cigna
Cigna is an American multinational healthcare company that caters to 17 million customers in over 30 countries. They pride themselves in offering 24/7 care and integrating approaches for whole-person welfare. They have partnered with a large number of providers and successfully reduced opioid use among their customers by 25 percent. They are a charitable company that has given away about $40 million in charity. They provided specialized services forÂ
- LGBTQ+ membersÂ
- MinoritiesÂ
- People with eating disorders.Â
Their military and veteran health care can provide respite senior care, and they also have a 24/7 support line for them. They provide a host of Medicare plans suitable for all sorts of people like families and employers. Their knowledge center ensures you are well informed about any financial costs involved.Â
MetLife
MetLife is another insurance company that has existed for a long time, having been founded in 1868. It is a global provider of various insurance and employee benefit programs, having customers in more than 60 countries. They have solidified themselves in the Middle East as well and have a headquarter in Dubai. They provide a range of health insurance plans, includingÂ
- Life insuranceÂ
- Accident insuranceÂ
- Medical procedures.Â
They provide specialist care abroad for critical illnesses that include cancer. Employers can even avail their Group Life and Disability program that can enable them to protect their workforce in case of illnesses or deaths.Â
Health Care Service Corporation
HCSC was founded in 1936 and is the largest customer-owned health insurer in the US. They cater to almost 17 million members across five states in the country. They consider themselves pioneers and one of the first health insurance companies to introduce plans for various medical procedures. These include cancer treatments and bone marrow transplants. They dedicate themselves to providing exceptional and cost-effective healthcare for their members. This includes providing them with information to make optimum decisions. They provide private health insurance and medicare that provides for hourly home care.Â
GuideWell
GuideWell is an American-based mutual insurance company that specializes in health insurance. Most of its focus is in Florida, where the company itself is based. They are a non-profit company that continues innovating health care by introducing a host of products and services. It revealed the COVID-19 Health Innovation Collaboration in 2020 to tackle various challenges brought by the global corona pandemic. They offer different health insurance plans and Medicare options.
Highmark
Highmark is a non-profit health insurance company that is based in the state of Pennsylvania, US. It is one of the leading American health insurance companies that provide high-quality health care plans and solutions for its customers. It is one of the largest Blue Cross Blue Shield-affiliated health organizations globally. It caters to the health insurance needs of more than 6 million members in various US states. Additionally, they provide various insurance services that include dental.
Metropolitan Health Insurance Ghana
Metropolitan Health Insurance Ghana provides private health insurance per Ghana laws and regulations. It was formed in 2006 and has brought a lot of innovation in the country’s health industry. They do this by using the latest healthcare technology that results in optimum health care. They provide various healthcare services that best fit their clients’ needs. They also keep bringing policies that bring good value to clients. Additionally, they donate to their community where they are active. Their parent company is one of the biggest companies in South Africa and deals with more than 12 countries in Africa.
Centene
Centene Corporation is an American-based care company that specializes in private and government health insurance. They cater to 50 states in the US and three international markets. 1 in 15 Americans has received their products across a variety of health plans they provide. They prioritize the whole well-being of individuals and try to cater to the local communities. Centene offers a range of healthcare services, includingÂ
- Medicaid for low-income peopleÂ
- MedicareÂ
- Health insurance plansÂ
- Veteran health care programs.
Aviva
Aviva is a UK-based multinational insurance company that provides a range of insurance services that includes health insurance. They have dealt with over 15 million people in the UK. They have provided over £30 billion in insurance benefits and claims in 2020 alone. They provide extensive coverage in their plans, includingÂ
- Acute illnessesÂ
- Cancer treatmentsÂ
- ConsultationsÂ
- Hospital charges.Â
They also offer wellness services so that you can live a happier and fitter lifestyle.Â
Southern Cross health insurance
Southern Cross is a Newzealand-based not-for-profit insurance company that has catered to more than one million people throughout the country. They specialize in private health insurance services as their founders believed that it is vital in the country. Their health insurance coverage includesÂ
- SurgeriesÂ
- Specialist consultationsÂ
- Cancer careÂ
- TestingÂ
- General health careÂ
- Critical illnessesÂ
They even provide an app for checking balances and instant claims. This makes them the most trusted health insurer in the country.Â
Equipsme
Equipsme is a UK-based group health insurance company specializing in group health insurance plans, for which they have received numerous awards. They specialize in providing healthcare plans for businesses, self-employed owners, and solutions for large companies. They even have various pricing options within these plans, including adding families to employee plans. They believe everyone should have access to private healthcare, which is why they keep their prices low.
AXA Health
AXA Health provides private health insurance in the UK. They provide various healthcare plans for individuals and businesses. They regularly collaborate with the famed NHS too. This makes them one of the best healthcare providers. Their goal is to ensure private healthcare is sustainable for their members in the future. Their private insurance covers a range of services, includingÂ
- Cancer treatmentsÂ
- MRI scansÂ
- Specialist consultations.Â
They provide a dedicated nurse helpline for you so they can address your concerns at any moment. They also offer options such as dental, vision, and mental health.Â
Freedom Health Insurance
Freedom Health Insurance is a UK-based private health insurance provider. They provide award-winning medical insurance that includes exceptional health services and products. These are not restricted to the UK. They provide health insurance plans tailored to you, whether individual, business, or family. Their plans coverÂ
- Inpatient careÂ
- Outpatient careÂ
- Cancer treatmentÂ
- Mental health care.Â
In addition, they provide you with options to work alongside the NHS to obtain complete welfare for you. They even offer Worldwide Health Insurance for people living outside the UK, and they assure that they will cover their costs abroad.Â
Health on Line
Health-on-Line is one of the fastest-growing health insurance companies in the UK. They specialize in individual health insurance but also offer business health insurance cover. They offer affordable insurance plans that are tailored according to their customers. They are part of the AXA Group, which lends them quite a lot of credibility. Their online portal is quite convenient and allows customers to receive any documentation online. Their customer service has led to them being offered several awards. Their comprehensive medical insurance covers over 250 hospitals in the UK, includingÂ
- InpatientÂ
- OutpatientÂ
- Oral surgeryÂ
- cancer coverÂ
The Exeter
The Exeter is a UK-based insurance company that provides private health insurance, known as Health+. They claim to put their customers before their profits as stakeholders do not own them. Their health insurance plans cover a vast number of services that includeÂ
- Unlimited inpatientÂ
- Unlimited outpatientÂ
- Complete cancer coverÂ
- Outpatient surgery and moreÂ
They even provide home nursing for at-home care for the elderly and individuals. In addition, they provide access to their HealthWise app that offers quick medical advice anywhere in the world for their members.
Vitality
Vitality is a UK-based company that provides private medical insurance. They provide coverage for treatments usually not covered by the NHS, making them an ideal health insurance option. They provide a variety of healthcare plans based on your age, lifestyle factors, and health. Most of their healthcare plans coverÂ
- Acute conditionsÂ
- Private hospital staysÂ
- ConsultationsÂ
- Cancer treatmentÂ
They even provide a more niche coverage, usually not seen with most health insurance companies. This includes weight loss surgery, corrective surgery, and menopause support. In addition, they even provide customers with discounts and rewards.
WPA Health Insurance
WPA is a non-profit health insurance provider in the UK. They are renowned for providing excellent customer service and being fully transparent in their company reports. An independent survey conducted by Populus deemed that consultants in the UK highly prefer it over other medical insurance companies. Many of these companies are among the ones listed in this article. They offer a range of healthcare insurance plans that are ideal forÂ
- IndividualsÂ
- FamiliesÂ
- Businesses
Bupa
Bupa is an international healthcare group that originated in the UK but now spans over 15 countries worldwide. The majority of its profits come from health insurance which is what it specializes in. They provide different levels of health insurance: treatment-based or comprehensive. One can avail this insurance for individuals, couples, families, and businesses. The benefits their insurance provides areÂ
- Unmatched treatment coverageÂ
- Speedy healthcareÂ
- Breakthrough cancer drugs
Australian Unity
Australian Unity is an Australia-based well-being company that is member-owned and was established in 1840. They provide a range of healthcare services for their members and customers. They provide specific health insurance plans forÂ
- IndividualsÂ
- CouplesÂ
- FamiliesÂ
- Single parents.Â
This ensures wide medical coverage. You can choose from any recognized private practice and even have the option for 100% cashback on the dental cover. They even offer a range of benefits and discounts such asÂ
- Mental health supportÂ
- Loving care home servicesÂ
- Chronic condition careÂ
- among many others
GMHBA
GMHBA is an Australian not-for-profit healthcare and health insurance company that was established in 1934. They have become a leading insurer in the country due to their excellent customer service and personalized care. They offer specific health care plans forÂ
- IndividualsÂ
- CouplesÂ
- FamiliesÂ
- Single parents
The company stands out because it prioritizes value over profit and has even partnered with AIA Vitality, a renowned health program. Their insurance covers hospitals, dental, optical, ambulance, and much more.
Medibank
Medibank is a leading provider of private health insurance based in Australia. They provide specific health insurance plans that spanÂ
- IndividualsÂ
- CouplesÂ
- FamiliesÂ
- Single parentsÂ
The main benefits that help them stand out are accident cover boost, 100% back on dental twice a year, 100% back on optical, and 24/7 nurse phone service. Additionally, they even provide COVID-19 health support. Their health insurance products have received numerous awards.Â
HBF Health Insurance
HBF is Western Australia’s largest private health insurance provider. They provide health insurance plans forÂ
- IndividualsÂ
- CouplesÂ
- FamiliesÂ
- Single parentsÂ
- Overseas visitorsÂ
- AmbulancesÂ
They have a host of health care plans to choose from that cover dental, physiotherapy, mental health, and much more. In 2020, they had the lowest average premium increase in the company, which helped them stand out from other insurers in the country.
Independence Blue Cross
IBX is an American health insurance company that serves more than 8 million people throughout the country. It has a firm foothold in Philadelphia, where it serves more than 2 million people. They have been in business for more than 80 years and have strived to provide members with the utmost health care and support. They offer a range of services which include plans catered toÂ
- Businesses of various sizesÂ
- Travel benefitsÂ
- Dental coverage
- Vision coverage.Â
They provide health insurance plans catered to individuals and families. Additionally, they provide Medicare plans at affordable rates, including some mainly focused on saving money.Â